A process simple and transparent
Discover how we support our clients in their financing journey, from initial analysis to fund disbursement.
Our 3-step method
1. Analysis of your profile
Our team examines your overall financial situation and identifies the financing solutions best suited to your profile and objectives.
2. Preparation of your file
We support you in building your financing file, optimizing its presentation and verifying all necessary documents.
3. Finalization and disbursement
Once your file is validated by our financial partners, we proceed with electronic signature and rapid fund disbursement.
Eligibility conditions
Our eligibility criteria are designed to be accessible while maintaining the quality of our service and the security of financing.
Accepted profiles
Permanent/temporary employees, self-employed, liberal professions, business executives.
Minimum income
$1,400 net monthly minimum, including justifiable supplementary income.
Debt ratio
Case-by-case analysis, with possibility of credit consolidation if necessary.
Guarantees
No physical guarantee required for amounts up to $85,000.
Our quality commitments
Banking security
256-bit SSL encryption and compliance with American banking standards.
Fast processing
Analysis within 48h and disbursement within 72 business hours after validation.
Regulatory compliance
Establishment approved and controlled by American financial authorities.
Customer support
Dedicated team available Monday to Friday from 9am to 6pm.
Frequently asked questions
How does your financing process work?
Our process takes place in 3 main steps: analysis of your financial profile, preparation of your file with our experts, and finalization with electronic signature. Each step is accompanied by our specialized advisors.
What are the processing times?
Our timelines are optimized for your efficiency:
- First response: 48h after receiving the complete file
- Final validation: 5 to 10 business days depending on complexity
- Fund disbursement: 72h after contract signature
Can I apply with irregular income?
Yes, we study profiles of self-employed, freelancers and liberal professions. Our analysis takes into account the average of your income over 12-24 months and the stability of your activity. Additional supporting documents may be requested.
What are your rates and conditions?
Our conditions are transparent:
- Fixed APR of 3%
- Amounts from $2,200 to $220,000
- Repayment terms from 12 to 120 months
- No processing fees for first-time applicants
What happens if my application is rejected?
In case of refusal, we explain the reasons and propose alternative solutions:
- Free analysis of improvement points
- Advice to strengthen your file
- Possibility to resubmit your application after 3 months
- Referral to specialized partners if necessary
Can I repay early?
Yes, early repayment is authorized at any time, in accordance with American legislation. The conditions are as follows:
- Minimum partial repayment: 10% of remaining principal
How is my personal data protected?
Protecting your data is our absolute priority:
- GDPR compliance and hosting on secure American servers
- 256-bit SSL encryption for all communications
- Restricted data access based on need-to-know principle
- Right to view, modify and delete your data
Ready to start your project?
More than 15,000 clients have trusted us. Join them now.
Simulation time
First response
Simulation fees
Free service • No-commitment analysis • Quick response
