Privacy Policy
Last updated: 04/18/2022
Welcome to UVER FINANCE. The protection of your personal data is an absolute priority for us. This Privacy Policy aims to inform you clearly and transparently about how we collect, use, protect and share your information when you use our services, in accordance with the General Data Protection Regulation (GDPR).
Article 1: Data controller
The data controller for data collected on this site is the company [Your company name], whose headquarters is located at [Your address], registered under number [Your registration number].
Article 2: Personal data collected
As part of our activities, we collect the following data:
- Identification data: Last name, first name, date of birth, postal address, email address, phone number.
- Data relating to your personal and professional situation: Family situation, profession, type of employment contract, income, expenses.
- Connection data: IP address, browser type, connection logs, pages viewed (via cookies, subject to your consent).
- Data relating to your loan application: Desired amount, duration, type of project.
Article 3: Processing purposes
Your personal data is collected for specific, explicit and legitimate purposes:
- Management of your credit application: Assessment of your eligibility, study of your file and transmission to our financial partners.
- Communication: Answer your questions and keep you informed of the progress of your file.
- Security and Site Improvement: Ensure the security of our platform and analyze the use of our services.
- Legal obligations: Comply with our obligations regarding fraud prevention and money laundering.
Article 4: Data recipients
Your data is processed in complete confidentiality. It is only shared when necessary with:
- The authorized personnel of our company.
- Our financial partners (credit institutions, financing companies) strictly within the framework of your application.
- Our technical service providers (hosting, maintenance), bound by contract to respect confidentiality.
- The judicial or administrative authorities, upon legal requisition.
We never sell or rent your personal data to third parties for marketing purposes.
Article 5: Data retention period
We retain your data for a period not exceeding that necessary for the purposes for which it is processed:
- For loan applications resulting in a contract: for the entire duration of the contractual relationship, increased by legal prescription periods (generally 5 years).
- For loan applications that do not result: for a period of 3 years from your last contact.
- For simple contact requests: the time necessary to process your request.
Article 6: Your rights over your data
In accordance with GDPR, you have the following rights over your data:
- Right of access: Request to know what data we hold about you.
- Right of rectification: Request correction of inaccurate data.
- Right to erasure ("right to be forgotten"): Request deletion of your data, within the limits provided by law.
- Right to restriction of processing: Request to temporarily freeze the use of your data.
- Right to portability: Request to receive your data in a structured format.
- Right to object: Object to the processing of your data for legitimate reasons.
To exercise these rights, you can contact us via our contact page. In case of no response, you have the right to file a complaint with the Data Protection Authority.
Article 7: Data security
We implement appropriate technical and organizational measures (SSL encryption, secure servers, restricted access) to guarantee the security of your data.
Article 8: Cookie management
Our site uses cookies. For more information, see our Cookie Policy.
Article 9: Policy modification
We reserve the right to modify this Privacy Policy at any time. In case of substantial modification, we will inform you. The applicable version is the one in force on the site.